For the most part, debt funding (loans) are not available to startups, unless there’s some substantial collateral (e.g., a 2nd mortgage on a house). But there are online lending sources that do make small loans ($25,000 or so) to small businesses, including Prosper.com, Zopa Inc., and Lending Club.
Mercy Corps Northwest also has micro-loan programs. You’ll find links to them and other micro-loan sources at OregonStartups.com.
But be warned – many micro-fund loans require a personal guaranty. So if the business can’t pay the loan back, you may be personally liable. Read the small print!